Terms of Service
Term of Agreement for using my services, including user responsibilities and service limitations.
Last updated: January, 2026
Acceptance of Terms
By accessing and using the website and associated services (collectively, including all content and functionality available through the www.robpanico.com domain), you agree to be bound by these Terms of Service. This agreement applies to all users, including guests and subscribers.
I may update these Terms of Service periodically. I will make reasonable efforts to notify users of major updates; however, users should review the current Terms of Service regularly to stay informed of any changes. Continued use of the site following such changes constitutes acceptance of the updated terms.
User Accounts and Responsibilities
Security Responsibilities
- • Maintain the security of your account credentials
- • Report suspicious activity immediately
- • Never share account access with unauthorized users
- • Contact me for security concerns
All users must maintain the security of their accounts. The website employs strong encryption protocols, password security, and secure connections to protect user data. Users are responsible for reporting any suspicious activity or unauthorized account access to hello@robpanico.com.
Third-Party Links and Integrated Services
The website contains links to external sites and may integrate services from trusted partners (for example, Stripe for payments). We provide these integrations to enhance user experience but do not control or endorse the policies, content, or practices of third-party services. Users should review the terms of any third-party services before engaging.
Payment Processing
All payments are processed securely through Stripe, and users must adhere to the Stripe Services Agreement. Rob Panico does not store sensitive payment information and relies on Stripe's secure infrastructure for payment transactions.
Privacy and Security
I am committed to maintaining user privacy and ensuring data security. I use industry-standard encryption and security practices to protect user information. My Security Policy encourages responsible reporting of vulnerabilities and prohibits malicious activities. Users can report security issues to me.
Warranty Disclaimer
The site is provided "as is" without warranty of any kind. While I strive for accuracy, I cannot guarantee error-free, uninterrupted, or virus-free service. Users assume full responsibility for any risks associated with their use of the platform.
Limitation of Liability
To the fullest extent allowed by law, I shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of revenue, profit, or data. This limitation does not apply to cases of gross negligence or willful misconduct.
Indemnification
Users agree to indemnify and hold me harmless from claims, losses, or damages arising from their use of the platform, including any violations of these terms.
Jurisdiction
The website operates under the jurisdiction of Schoharie County, New York, United States. Disputes arising from these Terms shall be subject to the laws of the State of New York and resolved within Schoharie County.
Amendments and Updates
I reserve the right to modify these Terms of Service at any time. Users will be notified of significant amendments through email or in-app notifications, and continued use constitutes acceptance of updated terms.